Garnacho has agreed personal terms with Chelsea, but the move has stalled as United refuse to budge on their valuation.
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The Daily Mail says United want £50m to sell the Argentina winger - a figure Chelsea deem as too steep.
For Chelsea, they are refusing to go higher than £35m for Garnacho, who has been on United's transfer-list since the end of last season.
United are pointing to Chelsea's sale of Noni Madueke to Arsenal for £48m as reason behind their asking price.