Frank Lampard insists Jude Bellingham should be a Chelsea player.

The Real Madrid midfielder is now regarded as the best young player in the world.

And Lampard says he could've been signed from Birmingham City for £20m. But he could not convince Chelsea to cough up.

"When I coached Chelsea (the first time) I was desperate to bring in Jude Bellingham," he told the Obi One Podcast.

"But I couldn't get it through upstairs (management) - the idea of paying £20m for someone his age (at the time)…"

Bellingham was 17 when he left Birmingham for Borussia Dortmund.