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West Ham must make good Ashton's void insurance

Dean Ashton has confirmed financially-troubled West Ham are liable for the remainder of his lucrative five year contract as his insurance was void. Ashton retired from the game aged just 26 after failing to fully recover from the ankle injury he sustained during his first England call up in August 2006.

As Ashton was injured when West Ham renewed the insurance the company excluded his ankle injury from the cover.

The striker believes new owners David Sullivan and David Gold will be furious at having to pay out.

"In hindsight I'm sure they're ripping their hair out," explained Ashton.

"At the time I felt I was not going to have any more problems and that I'd got back to somewhere near my best and obviously (the previous owners) felt that as well.

"At the time West Ham didn't want to lose a striker. At the time five years seemed a lot.

"I had got back and played really well and was in the team every week, and I felt like I deserved a new contract.

"My insurance is void," he continued.

"There are a lot of things in your insurance where they don't have to pay you out. If you are injured when you renew it, they can obviously exclude your ankle (from cover).

"But I'm not going to harp on about insurance companies trying to fleece people.

"If they were insuring a house and the roof was knackered then obviously they wouldn't insure your roof."

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