The former England captain recently left the club after 19 years and 717 appearances for the Blues.
When Roman Abramovich took over at Stamford Bridge in 2003, their were rumours that the club's stars, including Terry, would be sold - something Terry could never imagine possible.
"I never in my wildest dreams saw myself leaving Chelsea in that era. Okay, if you were not being offered a contract at the club you have to go but if you have a couple of years left, the club can't get rid of you so even if they approached me and said we have been offered this, I would not have gone.
"Honestly, it is as simple as that and I promise I never even contemplated it once to leave at that time. It was my club and that was it, as simple as that. It was not about money, I just wanted to play football for the club that I loved."