The 22-year-old joined the Blues as a youngster in 2011 but is still waiting to make his debut for the reigning Premier League champions.
Kane has spent temporary spells at Preston, Blackburn, Bristol City, Nottingham Forest and Dutch club NEC Nijmegen but is determined not to give up on his dream of making the grade at Stamford Bridge.
"I've been out on loan for four years and I think I've learnt a lot more from playing men's football than in the under-21s league," he told the Mirror.
"I'm near enough on the 100 mark of senior appearances. It's been very good for me and you have to be realistic and know that only one or two will get opportunities at a big club like Chelsea.
"It's the same at somewhere like Manchester United. Let's be honest, Marcus Rashford got his chance at United because, to a degree, it's fallen into place. He's a great player but you have to get a bit of luck.
"I've learnt so much from being at Chelsea, from working and training with top quality players.
"I still speak to people from the club all the time, get advice from players, the Chelsea set-up is fantastic and I've definitely got no regrets," he insisted.