Cargill last month joined SPL side Partick Thistle on loan until the end of the campaign.
Howe told the Daily Echo: "Every situation is different but Emerson (Hyndman) did very well there and the league was good for him – the exposure he got, the games he played in pressure situations.
"I think it will be the same for Baily. The games up there are very high-profile. There is a lot of media coverage, the crowds are good.
"Baily will certainly benefit from the experiences he will get up there.
"I know Scottish football very well from my brother (Steve Lovell) playing up there, so I know the quality is good and I hope Baily does very well."