Terry is preparing for the Premier League to return to action in the summer as the top flight scrambles to complete the 2019-20 season to ensure they fulfil broadcasting obligations.
He said: "I've never experienced (behind-closed-doors) as a player and I just think it'd be bizarre. If it takes a little bit longer to get everyone back on their feet and get people back in the stadiums, that's what we live for in England.
"That's why the Premier League is the best in the world, the supporters and how they feel in our country and the atmosphere in all sports just makes the event.
"Without that it just wouldn't be the same. If that's what we have to do (play behind-closed-doors) then we'll obviously go ahead and play but it'll be strange."