Blackburn Rovers chairman John Williams is confident they will not ever become a selling club.
He told the Lancashire Telegraph : "If we can keep the profit and finance charge costs in line by finishing mid-table, our model suggests we can still be a trading club because there is no need to sell. There is a huge difference between clubs who can't afford to buy but don't need to sell and those who have to sell.
"It would be very comforting from a balance sheet point of view but we don't actually need the £20m for Roque. Trading means we sell someone for £2m and buy someone for £2m. The problem is it invariably gets harder and harder to replace on a like for like basis.
"It's all about good scouting, selling high and buying low. Can we keep repeating that trick? I think we can but what we can't do is make a big mistake.
"You can make a small mistake, everyone does, but we can't go out and spend £5m on a player who is not good enough. That would kill us. Because our finances are so finely balanced.
"Okay, we have moved from the Jack Walker days of a buying club to where we are now, a trading club, but I think that's fantastic for a club our size in this the most competitive of environments.
"It is important fans understand we are not going to become a selling club because the board or owners say we want to be a selling club, because we want to make money. That is not going to happen here. Since Jack's death our owners in fairness to them have never looked for returns, they just don't want to put any more money in.
"As long as we can preserve our mid-table Premier League status, the club is stable but without funding from our shareholders there is always the danger of moving from a trading club to a net selling club. It is the simple economics of a club with a small fan base.
"Occasionally, we may have to sell high and replace at a lower level.
"The pressure comes on us if our model starts to come under threat. How is that model going to come under threat? Falling down or out of the league or if wage inflation in the league outstrips income growth."