Wigan Athletic chairman Dave Whelan says the Premier League needs to get tougher on clubs that are poorly run.

Whelan is alarmed at the way Portsmouth and Hull have managed their businesses.

Portsmouth have debts totalling a staggering £119million while Hull, who visit the DW Stadium on Monday, have some major cash issues to address ahead of next season.

"When clubs get into financial difficulties it is so sad and depressing," said Whelan.

"It is up to the directors like myself to keep the clubs afloat, keep them in reasonable order.

"Wigan are not going to slip down the path of Portsmouth or Hull, who seem to be in trouble. We have a debt, we will keep it and not increase it.

"The financial rules for Premier League clubs should be much stiffer. But they can be done quite simply, by limiting what each club can borrow to 25% of their turnover.

"You cannot borrow any more than it. If you do, you get a points deduction. It is easy to look at your turnover, it is easy to look at your borrowing.

"Twice a year the Premier League should look at each club's accounts. If your turnover is £45million, you can borrow £10million, no more."