Sunderland boss Gus Poyet admits he could shop in the loan market in January.
With only limited funds available, Poyet will explore the loan market as well as look for permanent signings.
But he says good loanees are hard to find mid-season.
He said: "Some people say to me 'maybe you can get a player on loan who changes your season'.
"Where is that player?
"Unless it's someone coming from a bad injury and needs to play, it's difficult. Now if Man United want us to take Falcao for six months, we will do!
"But that doesn't happen a lot.
"You need to be very smart in January."
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