Sunderland boss Roy Keane admits his next loan signing will cost the club.
"Loan deals are expensive. When we ring people it's £5m or £6m before you even start. I'm quite happy for us to pay half of their wages, never mind loan fees, and there are other benefits.
"You are getting a chance to have a look at them in your own building. After two or three months you might think 'he's not for us, thank God we didn't buy him. He is just on loan'."