Eden Hazard pounced on an error from Alex Tettey before firing through the England keeper.
"I haven't watched it back - I can't really remember what's happened before it," Ruddy told the Pink 'Un. "Alex tried to control it and Hazard's just nipped in and stolen it off him. He's had the whole goal to aim at and put it in the most awkward position for a keeper.
"I'm obviously disappointed to concede a goal, but it would've been a very good save if I'd have been able to get down to it. Looking back I probably would've gone with the leg, but these are split-second decisions you have to make and with the power he put on it, it's always going to be difficult to stop it."
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