Man City No1 Hart full of praise for Chelsea pair Cole, Terry
Hart won't hear a word against either - as he has much to thank them for in helping him make the transition from club to country.
He said: "Ashley's a great person and a great personality. He was very welcoming to me and I've noticed he's like that with the young lads. That's the beauty of him.
"If you don't know him, you won't know him. When you do, though, you will find he's a really welcoming person.
"He's had his issues and he doesn't speak out especially. But he's a great person to know and someone I really admire as a footballer."