Bolton Wanderers chairman Phil Gartside is confident the club can handle the financial blow of dropping into the Championship.
Gartside believes the financial input by Bolton benefactor Eddie Davies will help to stave off problems in that area.
"When you borrow money from a bank and they can come to ask for it back, that's a different situation. But that overdraft at Bolton is £10million and we use it for working capital over the year," Gartside said.
"We have got financial fair play which is on the horizon and you have to prepare for that, no matter how good your benefactor is.
"The rest of the money is Eddie's and he might live in the Isle of Man now but he comes from Great Lever, he's been a supporter from the age of six - he's 66 now and in good health."