Everton boss David Moyes admits he has little to spend this month.
Moyes has admitted he is unlikely to be able to spend the £10million he recouped in the Mikel Arteta transfer on new Everton FC players - because most of it has gone to the bank.
Asked if he would be able to spend the £10m as he scours the January market for a striker, creative midfielder and central defender, the Blues boss said: "I don't think that is going to be the case.
"I think everybody knew at the time that the bank wanted the money. People knew that really."